Lightyear
Fee Breakdown

Full fee schedule, pros, cons, and how Lightyear compares to other UK platforms.

Category Flat fee
Account types ISAGIA
Investments ETFsUK SharesIntl Shares
SIPP drawdown No
Fee data last verified: February 2026

Fee schedule

Platform fee£0
SIPP feeN/A — no SIPP available
Fund tradingN/A
ETF tradingFree
Share trading (UK)Free
Share trading (GIA)£1
Regular investingFree
FX rate0.35%
Entry/exit fees£0
Cash interestCheck with provider

Pros

Zero platform fee
Free ISA trading
Low FX fee at 0.35%

Things to know

No SIPP available
GIA share trades not free (£1 UK, 0.1% US)

Ratings

Customer Service2/5
Ease of Use4/5
Investment Range3/5
Track Record1/5
No SIPP. Free trades in ISA. GIA: £1 per UK share trade, 0.1% US.
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