Halifax / BoS
Fee Breakdown

Full fee schedule, pros, cons, and how Halifax / BoS compares to other UK platforms.

Category Flat fee
Account types ISAGIASIPP
Investments FundsETFsUK SharesIntl Shares
SIPP drawdown Yes
⚠ FSCS group: This broker shares FSCS investment protection with other brands in the lloyds group. Combined limit of £85,000.
Fee data last verified: February 2026

Fee schedule

Platform fee£0
SIPP fee0.25% (max £198)
Fund trading£9.50
ETF trading£9.50
Share trading (UK)£9.50
Regular investingFree
FX rate1.25%
Entry/exit fees£0
Cash interestCheck with provider

Pros

Low flat platform fee at £36/year
Established high street bank

Things to know

High trading fees (£9.50 per trade)
Same FSCS entity as Lloyds, BoS, and Scottish Widows
Higher FX at 1.25%

Ratings

Customer Service3/5
Ease of Use3/5
Investment Range4/5
Track Record5/5
Same FSCS entity as Lloyds and Scottish Widows for investments.
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